The business is supported by an extensive range of knowledgeable specialists which in total exceeds 400 years combined experience between our consultants.
Our consultants aim to provide holistic Financial Advice, starting with an initial consultation at our expense so that we can assess your requirements and objectives and set the scene for how our services can be of benefit to you. We have different levels of services that we can offer to suit every budget and objective. We always strive to make sure our clients are fully informed and as such any costs are made clear at the outset, ensuring our clients are happy in the knowledge that they are utilising the best options available to them.
The majority of our business comes from existing clients as well as referrals from these clients. We believe that this is a testament to the quality of advice that we deliver. We have consultants based throughout Norfolk, Suffolk, Cambridge, Essex and London with appointments spreading throughout the UK. Our consultants are also willing to arrange a visit to your home or office or a place that is most convenient to you.
Life is fast paced, your aspirations are likely to evolve, your financial plans should reflect this. As part of our services, we are on hand to review your financial plans on a regular basis. Making sure that you are happy and fully understand your financial journey. Thereby, allowing your plans to be adjusts to suit your life changes.
Mortgage deals may not be available and lending is subject to individual circumstances and status.
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.