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First Time Buyers

Purchasing your First Home

Buying your first home is an exciting prospect, whether it’s saving for a deposit; searching estate agents websites and visiting new build developments; to picking up the keys and moving in. Figuring out how to get onto the property ladder can feel overwhelming. By talking to Angel Financial Solutions, you can be assured of getting a suitable mortgage deal based on your needs, circumstances and preferences. We will guide you through the ‘mortgage process maze’ in a friendly, professional and efficient way. You will undoubtedly have many questions and we will be able to help you understand the following;

  • How much you can borrow
  • How much deposit you will need
  • Other costs during the process of buying a home
  • How much you can afford in monthly repayments
  • Government schemes to help get you on the property ladder
  • Other key steps in the mortgage application process
Luckily there is help available for first time buyers who are struggling to attain a mortgage for their first home. Many schemes exist including government initiatives as well as incentives provided by the banks. Whether it’s a Forces Help-to-Buy application, or shared ownership mortgage we will discuss all options with you and we will make an informed decision on which route is going to be the most suitable for your circumstances.

Using a mortgage expert can prove invaluable

Angel Financial Solutions search through a comprehensive range of mortgage products for First Time Buyer mortgages to help make buying your dream home a more affordable reality.

Mortgage deals may not be available and lending is subject to individual circumstances and status.

Over the length of the mortgage term you may save hundreds or even thousands of pounds, depending on your particular circumstances and preferences. Our advisors use their experience and knowledge of the criteria each lender uses to assess your First Time Buyer mortgage application. This is crucial in knowing which lender is best to recommend.

Your home may be repossessed if you do not keep up repayments on your mortgage.