Mortgage Services

Buy to Let

Are you looking for your first buy to let property, looking to let your current residential to buy onwards or an experienced landlord, then Angel Financial Solutions can help. Having the ability to search thousands of mortgage products, we will save you time and money ensuring the right deal is offered for you.Buy to let mortgages can be more complicated than you think, especially with the forever landlord changes, however our experienced mortgage consultants can explain the process, costs and source the best possible avenue to purchase the property, whether that be as personal buy to let or a company buy to let, we have the right answers for you.

The Financial Conduct Authority does not regulate most forms of buy to let mortgages.

Contractor Mortgages

When the majority of lenders assess contractor mortgages they tend to require 2 to 3 years of accounts or tax returns. The lenders generally class contractor mortgages as high risk as they feel clients will struggle to afford their monthly payments once there current contract comes to an end. Even though it might seem like a difficult process the great news is that here at Angel Financial Solutions we are specialists in securing the mortgage funding for contractors. Key elements in securing a successful contractor mortgages are:

• Providing the income to the lenders in a way to support your total income, the income must be presented to the lender in a way the lender will see them as a good risk
• Approaching contractor friendly mortgage lenders
• Providing proof of the clients long term experience within their industry and demonstrating that the monthly payments will still be paid when their current contract comes to an end

Mortgage deals may not be available and lending is subject to individual circumstances and status.

Please contact us for more information and we can inform you of the next steps to getting you a mortgage.